English translation
1555. Abū Sa’eed Al-Khudrī narrated: “One day, the Messenger of Allāh ﷺ entered the Masjid, and saw a person from the Anṣār by the name of Abū Umāmah. He said: ‘O Abū Umamah, why is it that I see you sitting in the Masjid even though this is not the time for prayer?’ He said: ‘(Because of) misery that has overtaken me, and debts, O Messenger of Allāh.' He said: 'Should I not teach you phrases that, if you said them, Allāh will remove your misery and repay your debt?' He said: 'Yes, O Messenger of Allāh!' So he said: 'Say in the morning and evening: "Allāhumma! Innī a'ūdhu bika min al-hammi wal-hazani, wa a'ūdhu bika minal-'ajzi wal-kasali, wa a'ūdhu bika min al-jubni wal-bukhli, wa a'ūdhu bika min ghalabatid-dain wa qahrir-rijāl (O Allāh! I seek refuge in You from griefs and anxieties. And I seek refuge in You from helplessness and laziness. And I seek refuge in You from cowardice and miserliness. And I seek refuge in You from the heaviness of debts, and the overpowering of men).'" He said: 'So I did that, and Allāh removed my sorrows, and fulfilled my debts.'" (Da'if)
