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Text and translation
English translation
2403. It was narrated from Abu Hurairah that the Messenger of Allāh ﷺ said: "(Wrongdoing) is when a rich man takes a long time to repay a debt, and if one of you is referred to a rich man (to collect a debt), he should accept that referral." (Sahih)
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Commentary
If one has enough sources to return the debt, it is a sin and moral crime to make a delay in return of debt.
'Should accept that referral' means if the debtor refers the lender to a wealthy man having good reputation to receive his money from him, he should accept this reference and contact him regarding his loan return. The lender can again make a demand from the debtor if he does not receive his money from the referred person.