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Text and translation
English translation
2427. It was narrated from 'Amr bin Sharid that his father said that the Messenger of Allāh ﷺ said: "If one who can afford it delays repayment, his honor and punishment become permissible." (Hasan)
(One of the narrators) 'Ali Al-Tanāfisi said: 'Honor' means that it is permissible to make a complaint, and 'punishment' means that he may be imprisoned.
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Commentary
Repayment of the loan in time is necessary, and delay without a genuine cause must be avoided.
If the debtor does not return the loan on time, a complaint can be lodged
against him with a Qāzī or the ruler of the time, and it is the duty of the ruler or Qāzī to provide justice to the claimant.