Bankruptcy Of A Poor Man, And Selling His Assets To Pay Off His Creditors
Darussalam · Volume 3
13. The Chapters On RulingsSunan Ibn Majah Darussalam English translation
الحديث: 2356 ¦ الجزء: 2 ¦ الصفحة: 789
Source no. 2356 · Volume 5 · Page 356
Sahih
صحيح، الإرواء (١٤٣٧)
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2356. It was narrated that Abu Sa'eed Al-Khudri said: "At the time of the Messenger of Allâh ﷺ, a man suffered loss of some fruit that he had purchased, and his debts increased. The Messenger of Allâh ﷺ said: 'Give him charity.' So the people gave him charity, but that was not enough to pay off his debts. The Messenger of Allāh ﷺ said: 'Take what you find, but you have no right to more than that,' meaning his creditors." (Sahih)
2356 - حَدَّثَنَا أَبُو بَكْرِ بْنُ أَبِي شَيْبَةَ قَالَ: حَدَّثَنَا شَبَابَةُ قَالَ: حَدَّثَنَا اللَّيْثُ بْنُ سَعْدٍ، عَنْ بُكَيْرِ بْنِ عَبْدِ اللَّهِ بْنِ الْأَشَجِّ، عَنْ عِيَاضِ بْنِ عَبْدِ اللَّهِ بْنِ سَعْدٍ، عَنْ أَبِي سَعِيدٍ الْخُدْرِيِّ، قَالَ: أُصِيبَ رَجُلٌ فِي عَهْدِ رَسُولِ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ فِي ثِمَارٍ ابْتَاعَهَا، فَكَثُرَ دَيْنُهُ، فَقَالَ رَسُولُ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ: «تَصَدَّقُوا عَلَيْهِ» ، فَتَصَدَّقَ النَّاسُ عَلَيْهِ، فَلَمْ يَبْلُغْ ذَلِكَ وَفَاءَ دَيْنِهِ، فَقَالَ رَسُولُ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ: «خُذُوا مَا وَجَدْتُمْ، وَلَيْسَ لَكُمْ إِلَّا ذَلِكَ» ، يَعْنِي الْغُرَمَاءَ
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The person who has an enormous amount of debt due from him, and is unable to repay it, should be helped with charity, and he is also entitled to receive Zakāt. If the debt is huge, and the amount collected from the people is not enough to repay the debt, then whatever is available should be divided among the creditors according to the percentage of their debts; for example: if a debtor has an amount equal to half of the debt, then every creditor will receive half of his credit. When a possible amount has been repaid and the debtor has been declared bankrupt; thereafter, the creditors cannot demand more.