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English translation
2443. It was narrated that 'Abdullâh said: "The Messenger of
Allâh ﷻ said: 'There is no man who has wealth and does not pay the dues of his wealth, but a bald-headed Shujâ'a[1] will be made to encircle his neck, and he will run away from it but it will follow him.' Then he recited the confirmation of that from the Book of Allâh: 'And let not those who covetously withhold of that which Allâh has bestowed on them of His Bounty (wealth)' think that it is good for them (and so they do not pay the obligatory Zakâh). Nay, it will be worse for them; the things which they covetously withheld, shall be tied to their necks like a collar on the Day of Resurrection.'"[2]
(Sahih)
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Commentary
"A bald serpent": In actuality, there is no hair on a serpent's body. Therefore, baldness potency shows enormousness of its venom, due to which its scalp would disappear.