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Text and translation
English translation
1962. 'Abdullâh bin Abî Qatadâh narrated from his father that a man was brought to the Prophet ﷺ for him to offer the funeral prayer, and he said: "Pray for your companion, for he owes a debt." Abû Qatâdah said: "I will pay it." The Prophet ﷺ said: "In full?" He said: "In full." So he prayed for him. (Sahih)
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Commentary
Earlier it used to be the Prophet's ﷺ practice that he would not perform the funeral prayer over the deceased who had not left sufficient wealth for paying back of his debt. However, if someone had sincerely intended to defray the debt but was not capable of doing so, such an overwhelmed person shall not be sinful. Later on, when there was abundance in the Bait Al-Mâl, the Prophet ﷺ would perform the funeral prayer, and the debt of the deceased was defrayed from the wealth of the Bait Al-Mâl.