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Text and translation
English translation
4577. It was narrated that Fadâlah bin 'Ubaid said: "On the Day of Khaibar I bought a necklace
containing gold and gems for twelve Dînârs. Then I took it apart and found that it contained more than twelve Dînârs. Mention of that was made to the Prophet ﷺ and he said: 'It should not be sold until it is taken apart.'" (Sahih)
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Commentary
When a necklace of this kind is studded with pearls and jewels, its gold should be separated from those things, if it is possible to do so without spoiling the article. Each material then should be sold separately; gold separately, which would be equal to its weight and other things separately, so that dubiousness concerning the transaction could be avoided as far as possible. But if the necklace gets spoiled due to separating its jewels and pearls, then the gold necklace should be bought in exchange for silver; that is to say dirhams and the silver necklace should be bought in exchange for gold, that is dinars, as has preceded in Hadīth 4576.