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Text and translation
English translation
5456. It was narrated that 'Āishah said: "The Messenger of Allāh ﷺ often used to seek refuge (with Allāh) from debt and sin. I said: 'O Messenger of Allāh, how often you seek refuge from debt!' He said: 'Whoever gets into debt speaks and lies, and makes a promise and breaks it.'" (Sahih)
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Commentary
Such person is overwhelmed. He possesses nothing to repay. He tells lies under duress to save his soul. He is forced to make impossible promises. This demonstrates that debt here does not connote an ordinary debt or the debt in its absolute sense, but heavy back-breaking debt, whose repayment is impossible for him to make. Sin in this narration also denotes that sin which men deliberately and brazenly commit, or it might signify that sin which a debtor commits as has preceded above.