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Text and translation
English translation
1243. Ibn Shihāb narrated from Mālik bin Aws bin Ḥadathān that he said: "I once said: 'Who can change some Dirham?' So Ṭalḥah bin 'Uбайдullah – and he was with 'Umar bin Al-Khaṭṭāb – said: "Leave your gold with us, then return to us when our servant comes and we will give you your silver." 'Umar bin Al-Khaṭṭāb said: "No! By Allāh! Either give him his silver or return his gold to him. Indeed the Messenger of Allāh ﷺ said: 'Silver for gold is Ribā, except for hand to hand; and wheat for wheat is Ribā except for hand to hand; and barley for barley is Ribā except for hand to hand; and dried-dates for dried-dates is Ribā except
for hand to hand.”’ (Sahih)
[Abū ‘Eisā said:] This Hadīth is Hasan Sahīh. This is acted upon according to the people of knowledge. And the meaning of Hā’ Wa Hā’ is hand to hand.
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Commentary
Nowadays, paper currency is in circulation instead of Dirham and Dinar, so their exchange comes under the orders of gold and silver. Currency of one country will be dealt on equal basis with the currency of another country. Taking or giving one hundred rupees (for example) in place of a lesser or greater amount of rupees is unlawful because it resembles Ribā. The currency of different countries can be exchanged with increase or decrease as in the exchange of Dollar or Pound or Riyal. This exchange is lawful because the kind is not the same. This exchange will be hand to hand and not on credit.
