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Text and translation
English translation
1538. Abū Hurairah narrated that the Messenger of Allāh ﷺ said: “Do not vow, for the vow does not prevent what is decreed at all, and it only causes the miser to spend (of his wealth).” (Sahih)
[He said:] There is something about this from Ibn 'Umar.
[Abū 'Eisā said:] The Hadīth of Abū Hurairah is a Hasan Sahih Hadīth. This is acted upon according to some of the people of knowledge among the Companions of the Prophet ﷺ and others, they disliked vows. 'Abdullāh bin Al-Mubārak said: “It is disliked to
make vows related to obedience and disobedience. So if he vows to do some obedience and fulfills it, then he will get a reward, while it was disliked for him to make a vow."
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Commentary
Even though Allāh has ordered fulfilling vows, this narration proves that taking a vow is disliked. So just as it is praiseworthy to pay back a loan quickly—yet no one claims a reward is due for merely taking a loan—then in the same way, taking a vow is not praiseworthy, but fulfilling it is required and praise—worthy in the event of its occurrence just as in the case of a loan.