Regarding The Virtue Of Sufficing With What Is Sufficient And Giving The Surplus
Darussalam · Volume 4
34. Chapters On Zuhd From The Messenger Of Allāh ﷺJami at-Tirmidhi Darussalam English translation
الجزء: 4 ¦ الصفحة: 166
Source no. 2343 · Volume 5 · Page 343
Sahih
صحيح، الإرواء (٣ / ٣١٨)
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2343. Abū Umāmah narrated that the Messenger of Allāh ﷺ said: “O son of Ādam! If you give your surplus it is better for you, and if you keep it, it is worse for you, but there is no harm with what is sufficient. And begin (the giving) with your dependants, and the upper hand (giving) is better than the lower hand (receiving).” (Saḥīh) [Abū ‘Eisā said:] This Hadīth is Hasan Saḥīh, and Shaddād bin ‘Abdullāh’s Kunyah is Abū ‘Ammār.
٢٣٤٣ - حَدَّثَنَا مُحَمَّدُ بْنُ بَشَّارٍ، قَالَ: حَدَّثَنَا عُمَرُ بْنُ يُونُسَ هُوَ الْيَمَامِيُّ، قَالَ: حَدَّثَنَا عِكْرِمَةُ بْنُ عَمَّارٍ، قَالَ: حَدَّثَنَا شَدَّادُ بْنُ عَبْدِ اللهِ قَالَ: سَمِعْتُ أَبَا أُمَامَةَ يَقُولُ: قَالَ رَسُولُ اللهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ: «يَا ابْنَ آدَمَ، إِنَّكَ إِنْ تَبْذُلِ الْفَضْلَ خَيْرٌ لَكَ، وَإِنْ تُمْسِكْهُ شَرٌّ لَكَ،» وَلَا تُلَامُ عَلَى كَفَافٍ، وَابْدَأْ بِمَنْ تَعُولُ، وَالْيَدُ الْعُلْيَا خَيْرٌ مِنَ الْيَدِ السُّفْلَى. هَذَا حَدِيثٌ حَسَنٌ صَحِيحٌ. وَشَدَّادُ بْنُ عَبْدِ اللهِ يُكْنَى أَبَا عَمَّارٍ.
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[1] At-Takāthur 102:1.
It means that to spend in charity, whatever surplus wealth remains with a person after spending on the necessities of life, is better than either hoarding it or amassing it by not spending on compulsory and recommendatory items of charity. Amassing wealth through such methods amounts to committing a sin and depriving oneself of the reward promised by Allāh for spending in charity. Safekeeping some money to cover one's essential expenses is, however, not a blameworthy act.