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Text and translation
English translation
2418. Abū Hurairah narrated that the Messenger of Allāh ﷺ said: "Do you know who the bankrupt is?" They said: "O Messenger of Allāh! The bankrupt among us is the one who has no Dirham nor property." the Messenger of Allāh ﷺ said: "The bankrupt in my Ummah is the one who comes with Salāt and fasting and Zakāt on the Day of Judgement, but he comes having abused this one, falsely accusing that one, wrongfully consuming the wealth of this one, spilling the blood of that one, and beating this one. So he is seated, and this one is requited from his rewards, and that one from his rewards. If his rewards are exhausted before the sins that he committed are requited, then some of their sins will be taken and cast upon him, then he will be cast into the Fire." (Ṣaḥīḥ)
[Abū 'Eisā said:] This Ḥadīth is Hasan Ṣaḥīḥ.
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Commentary
The real bankrupt person is the one who has done many virtuous deeds in the world, but at the same time has trample over the rights of others, and perpetrated all sorts of wrongs over them. The result will be that all his virtuous acts shall be taken away from him, and distributed among the aggrieved parties, and he shall be stripped of all his good deeds. There can be no greater misfortune for a person, than losing all his virtuous deeds at a time of his most pressing need.
